• When you have a family, your priorities change. Instead of thinking only of yourself - you're dedicated to looking after your family and their needs. What would happen if the unexpected happened and you weren't able to provide for your family? A life insurance plan can be used to safeguard your family from the financial uncertainty and hardship that comes with serious illness or death. There are a number of options to choose from, depending on your circumstances. 

    • Term Protection plan brings you life insurance over an agreed term. If you die or become ill during this term, your family will be provided for financially. It may make sense to avail of this cover for your key working years, when you have dependents who rely on your income.
    • Whole Life Protection cover is an insurance plan that lasts for a whole lifetime, and is not limited to a specific term. If you pass away this policy will provide a lump sum payment to your family. This plan will also protect your loved ones from the burden of inheritance tax.
    • Mortgage Protection Insurance, or MPI (sometimes called mortgage payment protection insurance), is simply a form of life insurance. If you purchase mortgage protection insurance that pays off your mortgage when you die, the insurance company will send a check directly to your mortgage company, leaving your heirs with a home unencumbered by a mortgage.The cost depends on factors such as the amount of your mortgage, your age and your health. For MPI policies that cover a mortgage in the event of disability, costs also vary depending on your occupation.